/* ==========================================================================
   TAX & ACCOUNTING CONSULTANTS - MAIN STYLESHEET
   Design: Premium Financial Services (Deep Navy + White + Champagne Gold)
   Deployment: 100% Linux/Hostinger Forward-Slash Compliant (Zero Backslashes)
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. GOOGLE FONTS IMPORT
   -------------------------------------------------------------------------- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Plus+Jakarta+Sans:wght@500;600;700;800&display=swap');

/* --------------------------------------------------------------------------
   2. CSS DESIGN TOKENS (VARIABLES)
   -------------------------------------------------------------------------- */
:root {
  /* Brand Navy Palette */
  --color-navy-darkest: #050d1a;
  --color-navy-dark: #0b1d3a;
  --color-navy-base: #11284d;
  --color-navy-light: #1b3866;
  --color-navy-surface: #0e2242;

  /* Champagne Gold Accents */
  --color-gold-light: #fbe39d;
  --color-gold-base: #d4af37;
  --color-gold-dark: #aa7c11;
  --color-gold-gradient: linear-gradient(135deg, #f7dc87 0%, #d4af37 50%, #9e730f 100%);
  --color-gold-glow: rgba(212, 175, 55, 0.25);

  /* Emerald Positive Accent */
  --color-emerald: #10b981;
  --color-emerald-dark: #059669;

  /* Neutrals */
  --color-white: #ffffff;
  --color-bg-light: #f8fafc;
  --color-bg-subtle: #f1f5f9;
  --color-border: #e2e8f0;
  --color-border-dark: rgba(255, 255, 255, 0.1);
  --color-border-gold: rgba(212, 175, 55, 0.35);

  /* Typography */
  --color-text-main: #1e293b;
  --color-text-muted: #64748b;
  --color-text-light: #94a3b8;
  --color-text-white: #ffffff;

  --font-heading: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  /* Layout & Elevations */
  --container-max: 1240px;
  --header-height: 80px;
  --mobile-bottom-bar-height: 68px;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-full: 9999px;

  --shadow-sm: 0 2px 4px rgba(11, 29, 58, 0.04);
  --shadow-md: 0 10px 25px -5px rgba(11, 29, 58, 0.08);
  --shadow-lg: 0 20px 35px -10px rgba(11, 29, 58, 0.12);
  --shadow-gold: 0 8px 24px rgba(212, 175, 55, 0.25);
  --shadow-navy: 0 12px 30px rgba(11, 29, 58, 0.35);

  --transition-fast: 0.2s ease;
  --transition-normal: 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

/* --------------------------------------------------------------------------
   3. RESET & BASE
   -------------------------------------------------------------------------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--color-text-main);
  background-color: var(--color-bg-light);
  line-height: 1.65;
  overflow-x: hidden;
  padding-bottom: var(--mobile-bottom-bar-height);
}

@media (min-width: 1024px) {
  body {
    padding-bottom: 0;
  }
}

img, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  border: none;
  outline: none;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-navy-dark);
  line-height: 1.25;
  font-weight: 700;
}

/* --------------------------------------------------------------------------
   4. UTILITY CLASSES & CONTAINERS
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 20px;
  padding-right: 20px;
}

@media (min-width: 768px) {
  .container {
    padding-left: 32px;
    padding-right: 32px;
  }
}

.text-gold {
  color: var(--color-gold-base);
}

.gold-gradient-text {
  background: var(--color-gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--color-gold-dark);
  background: rgba(212, 175, 55, 0.1);
  padding: 6px 14px;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border-gold);
  margin-bottom: 14px;
}

.section-tag.light {
  color: var(--color-gold-light);
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(212, 175, 55, 0.3);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px auto;
}

.section-header h2 {
  font-size: 1.85rem;
  margin-bottom: 14px;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--color-text-muted);
}

.section-header.light h2 {
  color: var(--color-white);
}

.section-header.light p {
  color: var(--color-text-light);
}

@media (min-width: 768px) {
  .section-header h2 {
    font-size: 2.35rem;
  }
}

.section-padding {
  padding-top: 64px;
  padding-bottom: 64px;
}

@media (min-width: 992px) {
  .section-padding {
    padding-top: 96px;
    padding-bottom: 96px;
  }
}

/* --------------------------------------------------------------------------
   5. BUTTONS & CTAS
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 28px;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.3px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition-normal);
  text-align: center;
  min-height: 48px;
  position: relative;
  overflow: hidden;
}

.btn-primary {
  background: var(--color-gold-gradient);
  color: var(--color-navy-darkest);
  box-shadow: var(--shadow-gold);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(212, 175, 55, 0.4);
  color: var(--color-navy-darkest);
}

.btn-secondary {
  background: var(--color-navy-dark);
  color: var(--color-white);
  border: 1px solid var(--color-gold-base);
}

.btn-secondary:hover {
  background: var(--color-navy-base);
  border-color: var(--color-gold-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-navy);
  color: var(--color-white);
}

.btn-outline-white {
  background: transparent;
  color: var(--color-white);
  border: 1.5px solid rgba(255, 255, 255, 0.7);
}

.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--color-white);
  transform: translateY(-2px);
}

.btn-whatsapp {
  background: #25d366;
  color: var(--color-white);
  box-shadow: 0 4px 16px rgba(37, 211, 102, 0.3);
}

.btn-whatsapp:hover {
  background: #20bd5a;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45);
  color: var(--color-white);
}

.btn-sm {
  padding: 8px 18px;
  font-size: 0.85rem;
  min-height: 38px;
}

.btn-icon {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

/* --------------------------------------------------------------------------
   6. STICKY HEADER & NAVIGATION
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  width: 100%;
  z-index: 1000;
  background-color: var(--color-navy-dark);
  border-bottom: 1px solid rgba(212, 175, 55, 0.2);
  transition: all var(--transition-normal);
}

.site-header.scrolled {
  background-color: rgba(11, 29, 58, 0.98);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 8px 24px rgba(5, 13, 26, 0.35);
  border-bottom-color: rgba(212, 175, 55, 0.3);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
}

.header-logo {
  display: flex;
  align-items: center;
  height: 48px;
}

.header-logo img {
  height: 44px;
  width: auto;
}

.nav-desktop {
  display: none;
}

.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 28px;
}

.nav-link {
  font-family: var(--font-heading);
  font-size: 0.925rem;
  font-weight: 600;
  color: #cbd5e1;
  padding: 6px 0;
  position: relative;
  transition: color var(--transition-fast);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-gold-base);
  transition: width var(--transition-normal);
}

.nav-link:hover,
.nav-link.active {
  color: var(--color-white);
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 100%;
}

.header-cta-desktop {
  display: none;
}

@media (min-width: 1024px) {
  .nav-desktop {
    display: block;
  }
  .header-cta-desktop {
    display: flex;
    align-items: center;
    gap: 16px;
  }
  .header-phone-badge {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--color-gold-light);
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.95rem;
  }
}

/* Mobile Hamburger Toggle */
.menu-toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  width: 44px;
  height: 44px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: var(--radius-sm);
  cursor: pointer;
  padding: 10px;
  gap: 5px;
  transition: background var(--transition-fast);
}

.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background-color: var(--color-gold-light);
  border-radius: 2px;
  transition: all var(--transition-fast);
}

.menu-toggle.active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle.active span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (min-width: 1024px) {
  .menu-toggle {
    display: none;
  }
}

/* Mobile Drawer */
.mobile-nav-drawer {
  position: fixed;
  top: var(--header-height);
  left: 0;
  width: 100%;
  height: calc(100vh - var(--header-height));
  background-color: var(--color-navy-darkest);
  border-top: 1px solid rgba(212, 175, 55, 0.25);
  display: flex;
  flex-direction: column;
  padding: 24px 20px 96px 20px;
  transform: translateY(-100%);
  opacity: 0;
  pointer-events: none;
  transition: all var(--transition-normal);
  overflow-y: auto;
  z-index: 999;
}

.mobile-nav-drawer.open {
  transform: translateY(0);
  opacity: 1;
  pointer-events: auto;
}

.mobile-nav-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 32px;
}

.mobile-nav-item a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 16px;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--color-white);
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.mobile-nav-item a.active,
.mobile-nav-item a:hover {
  background: rgba(212, 175, 55, 0.12);
  border-color: var(--color-gold-base);
  color: var(--color-gold-light);
}

.mobile-nav-cta {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: auto;
}

/* --------------------------------------------------------------------------
   7. MOBILE STICKY BOTTOM ACTION BAR
   -------------------------------------------------------------------------- */
.mobile-bottom-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100%;
  height: var(--mobile-bottom-bar-height);
  background: rgba(11, 29, 58, 0.98);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1.5px solid var(--color-gold-base);
  display: flex;
  align-items: center;
  padding: 8px 14px;
  gap: 10px;
  z-index: 1000;
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.35);
}

.mobile-bottom-bar .bottom-btn {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 48px;
  border-radius: var(--radius-sm);
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.4px;
  text-decoration: none;
}

.mobile-bottom-bar .btn-call {
  background: var(--color-gold-gradient);
  color: var(--color-navy-darkest);
  box-shadow: 0 2px 10px rgba(212, 175, 55, 0.3);
}

.mobile-bottom-bar .btn-wa {
  background: #25d366;
  color: var(--color-white);
  box-shadow: 0 2px 10px rgba(37, 211, 102, 0.3);
}

@media (min-width: 1024px) {
  .mobile-bottom-bar {
    display: none;
  }
}

/* --------------------------------------------------------------------------
   8. HERO SECTIONS
   -------------------------------------------------------------------------- */
.hero-section {
  position: relative;
  background-color: var(--color-navy-darkest);
  color: var(--color-white);
  min-height: 560px;
  display: flex;
  align-items: center;
  padding: 80px 0;
  background-position: center center;
  background-size: cover;
  background-repeat: no-repeat;
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(135deg, rgba(5, 13, 26, 0.94) 0%, rgba(11, 29, 58, 0.88) 55%, rgba(11, 29, 58, 0.82) 100%);
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 820px;
}

.hero-headline {
  font-size: 2.25rem;
  line-height: 1.18;
  color: var(--color-white);
  margin-bottom: 18px;
  font-weight: 800;
}

.hero-subheadline {
  font-size: 1.125rem;
  line-height: 1.6;
  color: #cbd5e1;
  margin-bottom: 32px;
  max-width: 680px;
}

.hero-ctas {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 32px;
}

@media (min-width: 576px) {
  .hero-ctas {
    flex-direction: row;
    align-items: center;
  }
}

@media (min-width: 768px) {
  .hero-section {
    min-height: 640px;
    padding: 110px 0;
  }
  .hero-headline {
    font-size: 3.25rem;
  }
  .hero-subheadline {
    font-size: 1.25rem;
  }
}

.hero-trust-bar {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 10px 18px;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(212, 175, 55, 0.3);
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-gold-light);
  letter-spacing: 0.5px;
}

.hero-trust-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background-color: var(--color-gold-base);
}

/* Page Banner / Inner Hero */
.page-banner {
  position: relative;
  background-color: var(--color-navy-darkest);
  color: var(--color-white);
  padding: 70px 0 60px 0;
  background-position: center;
  background-size: cover;
  text-align: center;
}

.page-banner-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(180deg, rgba(7, 19, 38, 0.94) 0%, rgba(11, 29, 58, 0.92) 100%);
  z-index: 1;
}

.page-banner-content {
  position: relative;
  z-index: 2;
  max-width: 800px;
  margin: 0 auto;
}

.page-banner h1 {
  color: var(--color-white);
  font-size: 2.2rem;
  margin-bottom: 12px;
}

.page-banner p {
  color: #cbd5e1;
  font-size: 1.05rem;
}

@media (min-width: 768px) {
  .page-banner {
    padding: 95px 0 85px 0;
  }
  .page-banner h1 {
    font-size: 3rem;
  }
}

/* --------------------------------------------------------------------------
   9. INTRODUCTION SECTION
   -------------------------------------------------------------------------- */
.intro-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}

@media (min-width: 992px) {
  .intro-grid {
    grid-template-columns: 1fr 1fr;
    gap: 60px;
  }
}

.intro-image-wrapper {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
}

.intro-image-wrapper img {
  width: 100%;
  height: auto;
  object-fit: cover;
  transition: transform var(--transition-normal);
}

.intro-image-wrapper:hover img {
  transform: scale(1.03);
}

.intro-badge-floating {
  position: absolute;
  bottom: 20px;
  right: 20px;
  background: var(--color-navy-dark);
  color: var(--color-white);
  padding: 14px 20px;
  border-radius: var(--radius-sm);
  border-left: 4px solid var(--color-gold-base);
  box-shadow: var(--shadow-navy);
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 700;
}

.intro-text h2 {
  font-size: 2rem;
  margin-bottom: 20px;
}

.intro-text p {
  color: var(--color-text-muted);
  font-size: 1.05rem;
  margin-bottom: 18px;
}

.intro-bullets {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 24px 0 32px 0;
}

.intro-bullet-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--color-text-main);
  font-weight: 500;
}

.bullet-icon {
  width: 20px;
  height: 20px;
  color: var(--color-gold-base);
  flex-shrink: 0;
  margin-top: 2px;
}

/* --------------------------------------------------------------------------
   10. SERVICE CARDS & GRIDS
   -------------------------------------------------------------------------- */
.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 640px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
  }
}

.service-card {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
  position: relative;
  box-shadow: var(--shadow-sm);
}

.service-card:hover {
  transform: translateY(-6px);
  border-color: var(--color-gold-base);
  box-shadow: var(--shadow-lg);
}

.service-card-image {
  height: 190px;
  width: 100%;
  border-radius: var(--radius-sm);
  overflow: hidden;
  margin-bottom: 20px;
  position: relative;
}

.service-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-normal);
}

.service-card:hover .service-card-image img {
  transform: scale(1.05);
}

.service-icon-box {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background: rgba(11, 29, 58, 0.05);
  border: 1px solid rgba(212, 175, 55, 0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  color: var(--color-gold-base);
  transition: all var(--transition-fast);
}

.service-card:hover .service-icon-box {
  background: var(--color-navy-dark);
  color: var(--color-gold-light);
}

.service-card h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
  color: var(--color-navy-dark);
}

.service-card p {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 24px;
  flex-grow: 1;
}

.service-card-link {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: gap var(--transition-fast), color var(--transition-fast);
}

.service-card-link svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition-fast);
}

.service-card:hover .service-card-link {
  color: var(--color-gold-dark);
}

.service-card:hover .service-card-link svg {
  transform: translateX(4px);
}

/* Detailed Service Section (for services.html) */
.service-detail-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: center;
  padding: 48px 0;
  border-bottom: 1px solid var(--color-border);
}

.service-detail-row:last-child {
  border-bottom: none;
}

@media (min-width: 992px) {
  .service-detail-row {
    grid-template-columns: 1fr 1fr;
    gap: 60px;
  }
  .service-detail-row.reverse {
    direction: rtl;
  }
  .service-detail-row.reverse .service-detail-text,
  .service-detail-row.reverse .service-detail-image {
    direction: ltr;
  }
}

.service-detail-image {
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--color-border);
  height: 340px;
}

.service-detail-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.service-detail-text h3 {
  font-size: 1.85rem;
  margin-bottom: 14px;
}

.service-detail-text p {
  color: var(--color-text-muted);
  font-size: 1.05rem;
  margin-bottom: 20px;
}

.service-feature-list {
  list-style: none;
  margin-bottom: 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.service-feature-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  color: var(--color-text-main);
  font-weight: 500;
}

.service-feature-item svg {
  width: 18px;
  height: 18px;
  color: var(--color-gold-base);
  flex-shrink: 0;
}

/* --------------------------------------------------------------------------
   11. WHY CHOOSE US (DARK NAVY SECTION)
   -------------------------------------------------------------------------- */
.section-dark-navy {
  background: linear-gradient(180deg, var(--color-navy-darkest) 0%, var(--color-navy-dark) 100%);
  color: var(--color-white);
  position: relative;
  overflow: hidden;
}

.features-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 640px) {
  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .features-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
  }
}

.feature-box {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(212, 175, 55, 0.2);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  transition: all var(--transition-normal);
}

.feature-box:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--color-gold-base);
  transform: translateY(-5px);
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.3);
}

.feature-icon-wrapper {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-sm);
  background: rgba(212, 175, 55, 0.12);
  border: 1px solid var(--color-gold-base);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--color-gold-light);
}

.feature-box h3 {
  font-size: 1.15rem;
  color: var(--color-white);
  margin-bottom: 12px;
}

.feature-box p {
  font-size: 0.925rem;
  color: #94a3b8;
  line-height: 1.6;
}

/* --------------------------------------------------------------------------
   12. SPLIT SECTION (INDIVIDUALS & BUSINESSES)
   -------------------------------------------------------------------------- */
.split-audience-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
}

@media (min-width: 992px) {
  .split-audience-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.audience-card {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
}

.audience-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-gold-base);
}

.audience-card-header-img {
  height: 220px;
  position: relative;
  overflow: hidden;
}

.audience-card-header-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-normal);
}

.audience-card:hover .audience-card-header-img img {
  transform: scale(1.04);
}

.audience-card-body {
  padding: 32px 28px;
  flex-grow: 1;
  display: flex;
  flex-direction: column;
}

.audience-tag {
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--color-gold-dark);
  margin-bottom: 8px;
}

.audience-card-body h3 {
  font-size: 1.5rem;
  margin-bottom: 14px;
}

.audience-card-body p {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  margin-bottom: 22px;
}

.audience-checklist {
  list-style: none;
  margin-bottom: 30px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.audience-checklist li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  color: var(--color-text-main);
  font-weight: 500;
}

.audience-checklist li svg {
  width: 18px;
  height: 18px;
  color: var(--color-gold-base);
  flex-shrink: 0;
}

.audience-card-footer {
  margin-top: auto;
}

/* --------------------------------------------------------------------------
   13. HOW IT WORKS (4-STEP PROCESS)
   -------------------------------------------------------------------------- */
.process-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  position: relative;
}

@media (min-width: 640px) {
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .process-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.process-card {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  padding: 32px 24px;
  position: relative;
  transition: all var(--transition-normal);
}

.process-card:hover {
  transform: translateY(-4px);
  border-color: var(--color-gold-base);
  box-shadow: var(--shadow-md);
}

.process-number {
  font-family: var(--font-heading);
  font-size: 2.4rem;
  font-weight: 800;
  line-height: 1;
  background: var(--color-gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 16px;
}

.process-card h3 {
  font-size: 1.15rem;
  margin-bottom: 10px;
}

.process-card p {
  color: var(--color-text-muted);
  font-size: 0.925rem;
  line-height: 1.6;
}

/* --------------------------------------------------------------------------
   14. FINAL CTA BANNER
   -------------------------------------------------------------------------- */
.final-cta-section {
  background: linear-gradient(135deg, var(--color-navy-darkest) 0%, var(--color-navy-base) 100%);
  color: var(--color-white);
  border-top: 2px solid var(--color-gold-base);
  padding: 64px 0;
  text-align: center;
}

@media (min-width: 768px) {
  .final-cta-section {
    padding: 80px 0;
  }
}

.final-cta-content {
  max-width: 760px;
  margin: 0 auto;
}

.final-cta-content h2 {
  color: var(--color-white);
  font-size: 2rem;
  margin-bottom: 16px;
}

.final-cta-content p {
  color: #cbd5e1;
  font-size: 1.1rem;
  margin-bottom: 32px;
}

.final-cta-buttons {
  display: flex;
  flex-direction: column;
  gap: 14px;
  justify-content: center;
}

@media (min-width: 576px) {
  .final-cta-buttons {
    flex-direction: row;
  }
}

/* --------------------------------------------------------------------------
   15. ABOUT PAGE SPECIFICS
   -------------------------------------------------------------------------- */
.approach-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 640px) {
  .approach-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .approach-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.approach-card {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  padding: 32px 24px;
  text-align: center;
  transition: all var(--transition-normal);
}

.approach-card:hover {
  transform: translateY(-4px);
  border-color: var(--color-gold-base);
  box-shadow: var(--shadow-md);
}

.approach-icon-circle {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: rgba(11, 29, 58, 0.05);
  border: 1.5px solid var(--color-gold-base);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px auto;
  color: var(--color-gold-dark);
}

.approach-card h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
}

.approach-card p {
  font-size: 0.95rem;
  color: var(--color-text-muted);
}

.values-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 640px) {
  .values-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .values-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.value-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(212, 175, 55, 0.25);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  transition: all var(--transition-normal);
}

.value-card:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--color-gold-base);
  transform: translateY(-4px);
}

.value-card h3 {
  font-size: 1.2rem;
  color: var(--color-gold-light);
  margin-bottom: 12px;
}

.value-card p {
  color: #cbd5e1;
  font-size: 0.95rem;
  line-height: 1.6;
}

/* --------------------------------------------------------------------------
   16. CONTACT PAGE & FORMS
   -------------------------------------------------------------------------- */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
}

@media (min-width: 992px) {
  .contact-layout {
    grid-template-columns: 1.15fr 0.85fr;
    gap: 60px;
  }
}

.contact-card-box {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  padding: 36px 28px;
  box-shadow: var(--shadow-md);
}

@media (min-width: 768px) {
  .contact-card-box {
    padding: 44px 40px;
  }
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

@media (min-width: 640px) {
  .form-row {
    grid-template-columns: 1fr 1fr;
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group label {
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy-dark);
}

.form-control {
  width: 100%;
  padding: 13px 16px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
  background: var(--color-bg-light);
  color: var(--color-text-main);
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.form-control:focus {
  background: var(--color-white);
  border-color: var(--color-gold-base);
  box-shadow: 0 0 0 3px var(--color-gold-glow);
}

textarea.form-control {
  min-height: 120px;
  resize: vertical;
}

#formFeedback {
  display: none;
  padding: 16px 20px;
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  line-height: 1.5;
  margin-bottom: 12px;
}

.form-feedback-success {
  background: rgba(16, 185, 129, 0.1);
  border: 1px solid var(--color-emerald);
  color: #065f46;
}

.form-feedback-error {
  background: rgba(239, 68, 68, 0.1);
  border: 1px solid #ef4444;
  color: #991b1b;
}

.form-notice {
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

.contact-sidebar {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.direct-contact-card {
  background: var(--color-navy-dark);
  color: var(--color-white);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  border: 1px solid rgba(212, 175, 55, 0.3);
  box-shadow: var(--shadow-lg);
}

.direct-contact-card h3 {
  color: var(--color-white);
  font-size: 1.4rem;
  margin-bottom: 12px;
}

.direct-contact-card p {
  color: #cbd5e1;
  font-size: 0.95rem;
  margin-bottom: 24px;
}

.direct-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.direct-contact-item:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.contact-icon-bubble {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid var(--color-gold-base);
  color: var(--color-gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-info-text strong {
  display: block;
  font-size: 0.8125rem;
  color: var(--color-gold-light);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 4px;
}

.contact-info-text a,
.contact-info-text span {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-white);
}

.contact-info-text a:hover {
  color: var(--color-gold-light);
}

.contact-guarantee-box {
  background: var(--color-white);
  border-radius: var(--radius-md);
  padding: 24px;
  border: 1px solid var(--color-border);
}

.contact-guarantee-box h4 {
  font-size: 1rem;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--color-navy-dark);
}

.contact-guarantee-box p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

/* --------------------------------------------------------------------------
   17. FOOTER
   -------------------------------------------------------------------------- */
.site-footer {
  background-color: var(--color-navy-darkest);
  color: #cbd5e1;
  border-top: 3px solid var(--color-gold-base);
  padding: 64px 0 32px 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

@media (min-width: 640px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-grid {
    grid-template-columns: 2fr 1.2fr 1.5fr;
    gap: 60px;
  }
}

.footer-brand img {
  height: 44px;
  margin-bottom: 18px;
}

.footer-brand p {
  color: #94a3b8;
  font-size: 0.95rem;
  line-height: 1.6;
  max-width: 360px;
  margin-bottom: 20px;
}

.footer-col h4 {
  font-size: 1.1rem;
  color: var(--color-white);
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 10px;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background: var(--color-gold-base);
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-links a {
  color: #94a3b8;
  font-size: 0.925rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: color var(--transition-fast), transform var(--transition-fast);
}

.footer-links a:hover {
  color: var(--color-gold-light);
  transform: translateX(4px);
}

.footer-contact-block {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-phone-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--color-gold-light);
}

.footer-bottom {
  padding-top: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  text-align: center;
  font-size: 0.85rem;
  color: #64748b;
}

@media (min-width: 768px) {
  .footer-bottom {
    flex-direction: row;
    text-align: left;
  }
}